:root {
  --ink: #10224a;
  --muted: #5b6680;
  --paper: #f5f8ff;
  --white: #ffffff;
  --blue: #1f4fb2;
  --blue-dark: #163c91;
  --blue-soft: #eaf1ff;
  --orange: #ff7626;
  --orange-soft: #fff0e8;
  --line: #dce5f7;
  --shadow: 0 22px 70px rgba(16, 34, 74, 0.13);
}

* {
  box-sizing: border-box;
}

[hidden] {
  display: none !important;
}

html {
  scroll-behavior: smooth;
}

body {
  margin: 0;
  font-family: Inter, system-ui, -apple-system, BlinkMacSystemFont, "Segoe UI", sans-serif;
  color: var(--ink);
  background: var(--paper);
}

a {
  color: inherit;
  text-decoration: none;
}

img {
  display: block;
  max-width: 100%;
}

.site-header {
  position: fixed;
  inset: 0 0 auto;
  z-index: 20;
  display: grid;
  grid-template-columns: auto 1fr auto;
  gap: 28px;
  align-items: center;
  padding: 12px clamp(18px, 4vw, 56px);
  background: rgba(234, 241, 255, 0.96);
  border-bottom: 1px solid rgba(220, 229, 247, 0.9);
  backdrop-filter: blur(18px);
}

.brand {
  display: inline-flex;
  align-items: center;
  gap: 10px;
  min-width: 235px;
  padding: 0;
  background: transparent;
}

.brand img,
.brand-mark {
  width: 46px;
  height: 46px;
  flex: 0 0 46px;
  object-fit: contain;
}

.brand-mark {
  display: block;
  fill: var(--orange);
}

.brand-mark-blue {
  fill: var(--blue);
}

.brand-text {
  display: grid;
  gap: 1px;
}

.brand-text strong {
  color: var(--blue);
  font-size: 30px;
  line-height: 0.95;
  font-weight: 800;
}

.brand-text strong span {
  color: var(--orange);
}

.brand-text small {
  color: var(--blue);
  font-size: 16px;
  line-height: 1.05;
  font-weight: 600;
  white-space: nowrap;
}

.site-nav {
  justify-self: center;
  display: flex;
  gap: clamp(12px, 2vw, 24px);
  align-items: center;
  color: var(--muted);
  font-size: 14px;
  font-weight: 700;
}

.site-nav a:hover {
  color: var(--blue);
}

.site-nav .nav-insurance {
  padding: 10px 12px;
  border-radius: 8px;
  background: var(--orange-soft);
  color: var(--orange);
}

.header-actions {
  display: inline-flex;
  align-items: center;
  gap: 10px;
}

.header-cta,
.header-login,
.button {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  min-height: 46px;
  padding: 0 18px;
  border: 0;
  border-radius: 8px;
  font: inherit;
  font-weight: 800;
  cursor: pointer;
  transition: transform 180ms ease, box-shadow 180ms ease, background 180ms ease;
}

.header-cta,
.button.primary {
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 12px 28px rgba(255, 118, 38, 0.24);
}

.header-login {
  border: 1px solid #c7d5ef;
  background: var(--white);
  color: var(--blue);
  box-shadow: 0 10px 24px rgba(31, 79, 178, 0.12);
}

.button.secondary {
  background: rgba(255, 255, 255, 0.82);
  color: var(--blue);
  border: 1px solid rgba(255, 255, 255, 0.7);
}

.header-cta:hover,
.header-login:hover,
.button:hover {
  transform: translateY(-2px);
}

.nav-toggle {
  display: none;
}

.hero {
  position: relative;
  min-height: 92vh;
  display: grid;
  align-items: center;
  padding: 118px clamp(18px, 6vw, 86px) 42px;
  overflow: hidden;
  background:
    linear-gradient(90deg, rgba(245, 248, 255, 0.98) 0%, rgba(245, 248, 255, 0.88) 48%, rgba(245, 248, 255, 0.22) 100%),
    linear-gradient(135deg, #f5f8ff, #dfe9fb);
}

.hero.hero-fallback::after {
  content: none;
}

.hero-photo,
.hero-shade {
  position: absolute;
  inset: 0;
  width: 100%;
  height: 100%;
}

.hero-photo {
  left: auto;
  right: clamp(24px, 5vw, 82px);
  top: 118px;
  bottom: 76px;
  width: min(760px, 48vw);
  height: auto;
  border-radius: 8px;
  overflow: hidden;
  background: var(--blue-soft);
  box-shadow: 0 28px 80px rgba(16, 34, 74, 0.16);
  z-index: 1;
}

.hero-photo img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  object-position: center right;
}

.hero-shade {
  background:
    linear-gradient(90deg, rgba(245, 248, 255, 0.98) 0%, rgba(245, 248, 255, 0.84) 38%, rgba(245, 248, 255, 0.08) 58%, rgba(245, 248, 255, 0) 72%);
  pointer-events: none;
  z-index: 0;
}

.hero-content {
  position: relative;
  z-index: 2;
  max-width: 690px;
}

.eyebrow,
.section-kicker {
  margin: 0 0 14px;
  color: var(--orange);
  font-size: 12px;
  font-weight: 800;
  letter-spacing: 0;
  text-transform: uppercase;
}

h1,
h2,
h3,
p {
  margin-top: 0;
}

h1 {
  margin-bottom: 22px;
  font-size: clamp(46px, 8vw, 86px);
  line-height: 0.95;
  letter-spacing: 0;
}

h2 {
  margin-bottom: 18px;
  font-size: clamp(32px, 5vw, 56px);
  line-height: 1.03;
  letter-spacing: 0;
}

h3 {
  font-size: 21px;
  line-height: 1.2;
}

.hero-copy {
  max-width: 570px;
  color: #35466d;
  font-size: clamp(18px, 2vw, 21px);
  line-height: 1.55;
}

.hero-actions {
  display: flex;
  flex-wrap: wrap;
  gap: 12px;
  margin-top: 30px;
}

.trust-strip {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  margin-top: 44px;
}

.trust-strip span {
  padding: 10px 12px;
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.76);
  color: var(--blue);
  border: 1px solid rgba(255, 255, 255, 0.95);
  font-size: 13px;
  font-weight: 800;
}

.section {
  padding: clamp(62px, 9vw, 118px) clamp(18px, 6vw, 86px);
  scroll-margin-top: 128px;
}

.section.is-highlighted {
  animation: sectionPulse 1200ms ease;
}

.section:target {
  animation: sectionPulse 1600ms ease;
  outline: 6px solid rgba(255, 118, 38, 0.28);
  outline-offset: -6px;
}

@keyframes sectionPulse {
  0% {
    box-shadow: inset 0 0 0 0 rgba(255, 118, 38, 0);
  }

  28% {
    box-shadow: inset 0 0 0 6px rgba(255, 118, 38, 0.34);
  }

  100% {
    box-shadow: inset 0 0 0 0 rgba(255, 118, 38, 0);
  }
}

.split {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(280px, 0.72fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: start;
}

.split p,
.calculator-copy p,
.consultation p {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.72;
}

.tamil-line {
  font-family: "Noto Sans Tamil", Inter, sans-serif;
  color: var(--blue) !important;
  font-weight: 700;
}

.mutual-funds {
  display: grid;
  grid-template-columns: minmax(0, 0.82fr) minmax(420px, 1fr);
  gap: clamp(28px, 6vw, 82px);
  align-items: center;
  background: var(--blue-dark);
  color: var(--white);
}

.mutual-copy p {
  max-width: 650px;
  color: #dbe6ff;
  font-size: 18px;
  line-height: 1.72;
}

.mutual-copy .button {
  margin-top: 12px;
}

.fund-focus-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.fund-focus-grid article {
  min-height: 245px;
  padding: 24px;
  border: 1px solid rgba(219, 230, 255, 0.2);
  border-radius: 8px;
  background: rgba(255, 255, 255, 0.08);
}

.fund-focus-grid span {
  display: inline-flex;
  margin-bottom: 26px;
  color: #ffd8c2;
  font-size: 32px;
  font-weight: 800;
}

.fund-focus-grid h3 {
  color: var(--white);
}

.fund-focus-grid p {
  color: #dbe6ff;
  line-height: 1.58;
}

.mf-kyc {
  background: var(--white);
}

.kyc-intro {
  display: grid;
  grid-template-columns: minmax(0, 1fr) minmax(300px, 0.45fr);
  gap: 24px;
  align-items: stretch;
}

.mf-kyc .section-heading p:last-child {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.72;
}

.kyc-status-card {
  padding: 26px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--blue-soft);
}

.kyc-status-card span,
.kyc-status-card strong {
  display: block;
}

.kyc-status-card span {
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.kyc-status-card strong {
  margin-top: 14px;
  color: var(--blue-dark);
  font-size: 28px;
  line-height: 1.18;
}

.kyc-status-card p {
  margin-bottom: 0;
  color: var(--muted);
  line-height: 1.62;
}

.kyc-quick-actions {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
  margin: 8px 0 20px;
}

.kyc-quick-actions article {
  padding: 24px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--paper);
}

.kyc-quick-actions span {
  display: inline-flex;
  margin-bottom: 12px;
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.kyc-quick-actions p {
  color: var(--muted);
  line-height: 1.62;
}

.kyc-quick-actions .button {
  margin-top: 10px;
}

.kyc-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.kyc-grid article {
  min-height: 260px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.kyc-grid p,
.kyc-grid li,
.kyc-note p {
  color: var(--muted);
  line-height: 1.62;
}

.kyc-grid ul {
  margin: 12px 0 0;
  padding-left: 20px;
}

.kyc-grid li + li {
  margin-top: 8px;
}

.kyc-form {
  margin-top: 24px;
  padding: 26px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--blue-soft);
}

.kyc-form .section-heading {
  margin-bottom: 22px;
}

.kyc-form-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 16px;
}

.kyc-form label {
  display: grid;
  gap: 8px;
  color: var(--blue-dark);
  font-size: 13px;
  font-weight: 800;
  text-transform: uppercase;
}

.kyc-form input,
.kyc-form select,
.kyc-form textarea {
  width: 100%;
  border: 1px solid #c7d5ef;
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
  padding: 13px 14px;
  text-transform: none;
}

.kyc-form textarea {
  resize: vertical;
}

.kyc-form .wide {
  grid-column: span 3;
}

.kyc-note {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  margin-top: 20px;
}

.kyc-note p {
  max-width: 680px;
  margin: 0;
}

.section-heading {
  max-width: 790px;
  margin-bottom: 34px;
}

.section-heading.compact {
  max-width: 680px;
}

.content-grid {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.content-grid article {
  min-height: 245px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.icon {
  display: grid;
  place-items: center;
  width: 48px;
  height: 48px;
  margin-bottom: 28px;
  border-radius: 8px;
  background: var(--blue-soft);
  color: var(--blue);
  font-weight: 800;
}

.audiences {
  background: var(--blue-soft);
}

.audience-list {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  border-top: 1px solid #d3def5;
  border-left: 1px solid #d3def5;
}

.audience-list div {
  min-height: 160px;
  padding: 20px;
  border-right: 1px solid #d3def5;
  border-bottom: 1px solid #d3def5;
}

.audience-list strong,
.audience-list span {
  display: block;
}

.audience-list span {
  margin-top: 12px;
  color: var(--muted);
  line-height: 1.5;
}

.product-hub {
  background: var(--white);
}

.product-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.product-card {
  min-height: 285px;
  padding: 26px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  transition: border-color 180ms ease, box-shadow 180ms ease, transform 180ms ease;
}

.product-card.is-active {
  border-color: var(--orange);
  box-shadow: 0 20px 60px rgba(255, 118, 38, 0.18);
  transform: translateY(-2px);
}

.product-label {
  display: inline-flex;
  margin-bottom: 22px;
  padding: 9px 12px;
  border-radius: 8px;
  background: var(--orange-soft);
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
}

.product-card p {
  color: var(--muted);
  line-height: 1.58;
}

.product-card a {
  display: inline-flex;
  margin-top: 12px;
  color: var(--blue);
  font-weight: 800;
}

.premiums {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 520px);
  gap: clamp(28px, 6vw, 80px);
  align-items: center;
  background: var(--blue-dark);
  color: var(--white);
}

.premium-copy p {
  color: #dbe6ff;
  font-size: 18px;
  line-height: 1.72;
}

.premium-panel {
  padding: clamp(20px, 4vw, 34px);
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
  box-shadow: var(--shadow);
}

.health-profile,
.life-profile,
.vehicle-profile {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  margin-top: 16px;
  padding-top: 16px;
  border-top: 1px solid var(--line);
}

.premium-result {
  margin: 20px 0;
  padding: 22px;
  border-radius: 8px;
  background: var(--orange-soft);
}

.premium-result span,
.premium-result strong,
.premium-result small {
  display: block;
}

.premium-result span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 800;
}

.premium-result strong {
  margin-top: 6px;
  color: var(--blue);
  font-size: clamp(30px, 5vw, 44px);
}

.premium-result small {
  margin-top: 8px;
  color: var(--muted);
  line-height: 1.45;
}

.official-premium-link {
  margin-top: 10px;
  background: var(--blue-soft);
  border-color: #d3def5;
}

.company-showcase {
  background: var(--blue-soft);
}

.insurance-tabs {
  display: flex;
  flex-wrap: wrap;
  gap: 10px;
  margin-bottom: 22px;
}

.insurance-tab {
  min-height: 42px;
  padding: 0 14px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  color: var(--blue);
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}

.insurance-tab.is-active {
  background: var(--orange);
  color: var(--white);
  border-color: var(--orange);
}

.company-columns {
  display: grid;
  grid-template-columns: 1fr;
  gap: 18px;
}

.product-card ul {
  margin: 18px 0 0;
  padding-left: 20px;
  color: var(--muted);
  line-height: 1.7;
}

.company-columns > article {
  display: none;
  padding: 24px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--white);
}

.company-columns > article.is-active {
  display: block;
}

.company-tags {
  display: grid;
  grid-template-columns: repeat(auto-fit, minmax(132px, 1fr));
  gap: 14px;
  margin-top: 18px;
}

.company-plan-card {
  padding: 16px;
  border-radius: 8px;
  background: var(--paper);
  border: 1px solid var(--line);
}

.company-logo-card {
  min-height: 150px;
  display: grid;
  place-items: center;
  text-align: center;
}

.company-plan-head {
  display: flex;
  align-items: flex-start;
  justify-content: space-between;
  gap: 12px;
  margin-bottom: 12px;
}

.company-logo-card .company-plan-head {
  display: grid;
  justify-items: center;
  gap: 12px;
  margin-bottom: 0;
}

.company-logo {
  display: inline-grid;
  flex: 0 0 52px;
  width: 52px;
  height: 52px;
  place-items: center;
  position: relative;
  overflow: hidden;
  border-radius: 8px;
  background:
    linear-gradient(135deg, rgba(255, 255, 255, 0.22), rgba(255, 255, 255, 0)),
    linear-gradient(135deg, var(--logo-bg, var(--blue)), var(--logo-bg-2, #3468ce));
  color: var(--white);
  border: 1px solid rgba(255, 255, 255, 0.7);
  font-size: 15px;
  font-weight: 900;
  letter-spacing: 0;
  box-shadow:
    inset 0 0 0 1px rgba(255, 255, 255, 0.18),
    0 10px 22px rgba(31, 79, 178, 0.18);
}

.company-logo.has-logo {
  background: var(--white);
  border-color: #d3def5;
}

.company-logo img {
  width: 76%;
  height: 76%;
  object-fit: contain;
  position: relative;
  z-index: 1;
}

.logo-fallback {
  position: absolute;
  inset: 0;
  display: grid;
  place-items: center;
}

.company-logo.has-logo .logo-fallback {
  display: none;
}

.company-logo-card .company-logo {
  width: 64px;
  height: 64px;
  flex-basis: 64px;
  font-size: 18px;
}

.company-plan-title {
  min-width: 0;
  flex: 1 1 auto;
}

.company-plan-head h4 {
  margin: 0;
  color: var(--ink);
  font-size: 16px;
  line-height: 1.25;
}

.company-plan-title small {
  display: block;
  margin-top: 4px;
  color: var(--muted);
  font-size: 12px;
  font-weight: 700;
}

.plan-count {
  flex: 0 0 auto;
  padding: 6px 8px;
  border-radius: 8px;
  background: var(--orange-soft);
  color: var(--orange);
  font-size: 12px;
  font-weight: 800;
}

.company-plan-list {
  display: grid;
  gap: 8px;
}

.plan-select {
  display: grid;
  gap: 4px;
  width: 100%;
  min-height: 58px;
  padding: 10px 12px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
  text-align: left;
  cursor: pointer;
}

.plan-select:hover {
  border-color: var(--orange);
  box-shadow: 0 10px 26px rgba(255, 118, 38, 0.12);
}

.plan-select strong {
  font-size: 14px;
}

.plan-select span {
  color: var(--blue);
  font-size: 13px;
  font-weight: 800;
}

.loans {
  display: grid;
  grid-template-columns: minmax(0, 0.76fr) minmax(360px, 1fr);
  gap: clamp(28px, 6vw, 80px);
  background: var(--white);
}

.loans-copy p {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.72;
}

.loan-grid {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.loan-grid article {
  min-height: 230px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.loan-grid span {
  display: inline-flex;
  margin-bottom: 18px;
  padding: 8px 10px;
  border-radius: 8px;
  background: var(--orange-soft);
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
}

.loan-grid p {
  color: var(--muted);
  line-height: 1.58;
}

.loan-eligibility {
  grid-column: 1 / -1;
  padding: clamp(20px, 4vw, 34px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.loan-eligibility .section-heading {
  margin-bottom: 22px;
}

.loan-eligibility .section-heading p:last-child {
  color: var(--muted);
  line-height: 1.6;
}

.loan-eligibility-grid {
  display: grid;
  grid-template-columns: repeat(5, minmax(0, 1fr));
  gap: 14px;
}

.loan-eligibility-grid article {
  padding: 18px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--white);
}

.loan-eligibility-grid span {
  display: inline-flex;
  margin-bottom: 14px;
  color: var(--blue);
  font-size: 14px;
  font-weight: 900;
}

.loan-eligibility-grid ul {
  margin: 0;
  padding-left: 18px;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.62;
}

.loan-eligibility-grid li + li {
  margin-top: 7px;
}

.loan-calculator {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: minmax(0, 0.72fr) minmax(320px, 520px);
  gap: clamp(24px, 5vw, 62px);
  align-items: center;
  padding: clamp(20px, 4vw, 34px);
  border-radius: 8px;
  background: var(--blue-dark);
  color: var(--white);
}

.loan-calculator p {
  color: #dbe6ff;
  line-height: 1.65;
}

.loan-calc-panel {
  padding: clamp(18px, 3vw, 28px);
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
}

.loan-result {
  margin: 20px 0;
  padding: 22px;
  border-radius: 8px;
  background: var(--orange-soft);
}

.loan-result span,
.loan-result strong,
.loan-result small {
  display: block;
}

.loan-result span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 800;
}

.loan-result strong {
  margin-top: 6px;
  color: var(--blue);
  font-size: clamp(30px, 5vw, 44px);
}

.loan-result small {
  margin-top: 8px;
  color: var(--muted);
  line-height: 1.45;
}

.loan-form {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  padding: clamp(20px, 4vw, 34px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--blue-soft);
}

.loan-form label {
  display: grid;
  gap: 8px;
  color: #334777;
  font-size: 14px;
  font-weight: 800;
}

.loan-form .wide {
  grid-column: 1 / -1;
}

.real-estate {
  display: grid;
  grid-template-columns: minmax(0, 0.75fr) minmax(360px, 1fr);
  gap: clamp(28px, 6vw, 80px);
  background: var(--white);
}

.real-estate-copy p {
  color: var(--muted);
  font-size: 18px;
  line-height: 1.72;
}

.property-form {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
  padding: clamp(20px, 4vw, 34px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.property-form label {
  display: grid;
  gap: 8px;
  color: #334777;
  font-size: 14px;
  font-weight: 800;
}

.property-form .wide {
  grid-column: 1 / -1;
}

.property-list {
  grid-column: 1 / -1;
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.property-card {
  overflow: hidden;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.property-card img {
  width: 100%;
  aspect-ratio: 16 / 10;
  object-fit: cover;
  background: var(--blue-soft);
}

.property-card-body {
  padding: 18px;
}

.property-card-body span {
  display: inline-flex;
  margin-bottom: 10px;
  padding: 7px 10px;
  border-radius: 8px;
  background: var(--orange-soft);
  color: var(--orange);
  font-size: 12px;
  font-weight: 800;
}

.property-card-body p {
  color: var(--muted);
  line-height: 1.5;
}

.trust-band {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 1px;
  padding-top: 0;
  padding-bottom: 0;
  background: var(--blue);
}

.metric {
  min-height: 190px;
  padding: clamp(24px, 4vw, 42px);
  background: var(--blue-dark);
  color: var(--white);
}

.metric strong,
.metric span {
  display: block;
}

.metric strong {
  margin-bottom: 22px;
  color: #ffd8c2;
  font-size: clamp(42px, 8vw, 72px);
  line-height: 0.9;
}

.metric span {
  max-width: 310px;
  color: #dbe6ff;
  line-height: 1.55;
  font-weight: 700;
}

.process {
  background: var(--white);
}

.process-steps {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.process-steps article {
  position: relative;
  min-height: 285px;
  padding: 24px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.process-steps span {
  display: grid;
  place-items: center;
  width: 42px;
  height: 42px;
  margin-bottom: 28px;
  border-radius: 50%;
  background: var(--blue);
  color: var(--white);
  font-weight: 800;
}

.process-steps p {
  color: var(--muted);
  line-height: 1.58;
}

.client-ready {
  background: var(--blue-soft);
}

.client-ready-grid {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 18px;
}

.client-ready-grid article {
  min-height: 210px;
  padding: 24px;
  border: 1px solid #d3def5;
  border-radius: 8px;
  background: var(--white);
}

.client-ready-grid p {
  color: var(--muted);
  line-height: 1.58;
}

.calculator-band {
  display: grid;
  grid-template-columns: minmax(0, 0.9fr) minmax(320px, 520px);
  gap: clamp(28px, 6vw, 80px);
  align-items: center;
  background: var(--blue-dark);
  color: var(--white);
}

.calculator-copy p {
  color: #dbe6ff;
}

.calculator {
  padding: clamp(20px, 4vw, 34px);
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
  box-shadow: var(--shadow);
}

.calculator-tabs {
  display: grid;
  grid-template-columns: repeat(3, minmax(0, 1fr));
  gap: 8px;
  margin-bottom: 18px;
}

.calculator-tab {
  min-height: 42px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
  color: var(--blue);
  font: inherit;
  font-weight: 800;
  cursor: pointer;
}

.calculator-tab.is-active {
  background: var(--orange);
  color: var(--white);
  border-color: var(--orange);
}

.field,
.lead-form label {
  display: grid;
  gap: 8px;
  color: #334777;
  font-size: 14px;
  font-weight: 800;
}

.field + .field,
.lead-form label + label {
  margin-top: 16px;
}

input,
select,
textarea {
  width: 100%;
  min-height: 50px;
  padding: 0 14px;
  border: 1px solid #ccd8ef;
  border-radius: 8px;
  background: var(--white);
  color: var(--ink);
  font: inherit;
}

textarea {
  min-height: 94px;
  padding-top: 12px;
  resize: vertical;
}

.result-box {
  margin: 20px 0;
  padding: 22px;
  border-radius: 8px;
  background: var(--orange-soft);
}

.result-box span,
.result-box strong,
.result-box small {
  display: block;
}

.result-box span {
  color: var(--muted);
  font-size: 14px;
  font-weight: 800;
}

.result-box strong {
  margin-top: 6px;
  color: var(--blue);
  font-size: clamp(30px, 5vw, 44px);
}

.result-box small {
  margin-top: 8px;
  color: var(--muted);
  line-height: 1.45;
}

.full {
  width: 100%;
}

.calculator-ideas {
  background: var(--blue-soft);
}

.mini-tools {
  display: grid;
  grid-template-columns: repeat(4, minmax(0, 1fr));
  gap: 18px;
}

.mini-tools article {
  min-height: 170px;
  padding: 22px;
  border-radius: 8px;
  background: var(--white);
  border: 1px solid #d3def5;
}

.mini-tools strong,
.mini-tools span {
  display: block;
}

.mini-tools strong {
  margin-bottom: 14px;
  font-size: 18px;
}

.mini-tools span {
  color: var(--muted);
  line-height: 1.55;
}

.education {
  background: var(--white);
}

.content-grid article {
  min-height: 210px;
  display: flex;
  flex-direction: column;
  justify-content: space-between;
}

.content-grid span {
  color: var(--orange);
  font-size: 13px;
  font-weight: 800;
}

.seo-content {
  display: grid;
  grid-template-columns: minmax(0, 0.8fr) minmax(320px, 1fr);
  gap: clamp(28px, 6vw, 82px);
  background: var(--paper);
}

.keyword-columns {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 18px;
}

.keyword-columns ul {
  margin: 0;
  padding: 22px 22px 22px 42px;
  border-radius: 8px;
  background: var(--white);
  border: 1px solid var(--line);
  color: var(--muted);
  line-height: 1.9;
}

.faq {
  background: var(--white);
}

.faq-list {
  max-width: 900px;
}

.faq-list details {
  border-top: 1px solid var(--line);
}

.faq-list details:last-child {
  border-bottom: 1px solid var(--line);
}

.faq-list summary {
  display: flex;
  align-items: center;
  justify-content: space-between;
  gap: 18px;
  min-height: 76px;
  cursor: pointer;
  font-size: 18px;
  font-weight: 800;
}

.faq-list summary::after {
  content: "+";
  display: grid;
  place-items: center;
  flex: 0 0 auto;
  width: 34px;
  height: 34px;
  border-radius: 50%;
  background: var(--orange-soft);
  color: var(--orange);
}

.faq-list details[open] summary::after {
  content: "-";
}

.faq-list p {
  max-width: 760px;
  margin-bottom: 24px;
  color: var(--muted);
  line-height: 1.7;
}

.disclosures {
  display: grid;
  grid-template-columns: minmax(0, 0.62fr) minmax(320px, 1fr);
  gap: clamp(28px, 6vw, 82px);
  background: var(--paper);
}

.disclosure-list {
  display: grid;
  gap: 12px;
}

.disclosure-list p {
  margin: 0;
  padding: 18px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  color: var(--muted);
  line-height: 1.6;
}

.consultation {
  display: grid;
  grid-template-columns: minmax(0, 0.92fr) minmax(320px, 500px);
  gap: clamp(28px, 6vw, 82px);
  align-items: start;
}

.funnel-steps {
  display: grid;
  gap: 12px;
  margin-top: 26px;
}

.funnel-steps article {
  display: grid;
  grid-template-columns: auto 1fr;
  gap: 8px 14px;
  padding: 16px;
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--paper);
}

.funnel-steps span {
  grid-row: span 2;
  display: grid;
  place-items: center;
  width: 38px;
  height: 38px;
  border-radius: 8px;
  background: var(--orange);
  color: var(--white);
  font-weight: 900;
}

.funnel-steps strong {
  color: var(--blue);
}

.funnel-steps p {
  margin: 0;
  color: var(--muted);
  font-size: 14px;
  line-height: 1.5;
}

.lead-form {
  padding: clamp(20px, 4vw, 34px);
  border: 1px solid var(--line);
  border-radius: 8px;
  background: var(--white);
  box-shadow: var(--shadow);
}

.lead-form-grid {
  display: grid;
  grid-template-columns: repeat(2, minmax(0, 1fr));
  gap: 16px;
}

.lead-form-grid .wide {
  grid-column: 1 / -1;
}

.lead-form button {
  margin-top: 20px;
}

.site-footer {
  display: flex;
  justify-content: space-between;
  gap: 22px;
  padding: 34px clamp(18px, 6vw, 86px);
  background: #0b1d45;
  color: var(--white);
}

.site-footer p {
  margin: 8px 0 0;
  color: #c7d4f0;
}

.site-footer .footer-contact {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
  align-items: center;
  font-size: 16px;
}

.site-footer .footer-disclaimer {
  max-width: 820px;
  color: #aebfe4;
  font-size: 13px;
  line-height: 1.55;
}

.site-footer a {
  color: #ffd2ba;
  font-weight: 800;
}

.site-footer .admin-footer-link {
  display: inline-flex;
  margin-top: 10px;
  color: #aebfe4;
  font-size: 12px;
  font-weight: 700;
}

.sticky-whatsapp {
  position: fixed;
  right: 18px;
  bottom: 18px;
  z-index: 30;
  display: none;
  align-items: center;
  justify-content: center;
  min-height: 48px;
  padding: 0 18px;
  border-radius: 8px;
  background: var(--orange);
  color: var(--white);
  box-shadow: 0 18px 48px rgba(255, 118, 38, 0.35);
  font-weight: 800;
}

@media (max-width: 980px) {
  .site-header {
    grid-template-columns: auto auto;
  }

  .nav-toggle {
    justify-self: end;
    display: grid;
    gap: 5px;
    width: 42px;
    height: 42px;
    padding: 11px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: var(--white);
  }

  .nav-toggle span {
    display: block;
    height: 2px;
    background: var(--ink);
  }

  .site-nav,
  .header-cta {
    display: none;
  }

  .site-nav.is-open {
    position: absolute;
    top: 82px;
    right: 18px;
    left: 18px;
    display: grid;
    gap: 4px;
    padding: 14px;
    border: 1px solid var(--line);
    border-radius: 8px;
    background: var(--white);
    box-shadow: var(--shadow);
  }

  .site-nav.is-open a {
    padding: 14px;
  }

  .split,
  .mutual-funds,
  .kyc-intro,
  .calculator-band,
  .consultation,
  .seo-content,
  .disclosures,
  .premiums,
  .loans,
  .loan-calculator,
  .real-estate {
    grid-template-columns: 1fr;
  }

  .content-grid,
  .process-steps,
  .mini-tools,
  .client-ready-grid,
  .product-grid,
  .loan-grid,
  .loan-eligibility-grid,
  .kyc-quick-actions,
  .kyc-grid,
  .kyc-form-grid,
  .property-list,
  .fund-focus-grid,
  .company-tags {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }

  .audience-list,
  .trust-band,
  .keyword-columns,
  .company-columns {
    grid-template-columns: repeat(2, minmax(0, 1fr));
  }
}

@media (max-width: 640px) {
  .brand {
    min-width: 0;
  }

  .brand img {
    width: 38px;
    height: 38px;
  }

  .brand-mark {
    width: 38px;
    height: 38px;
    flex-basis: 38px;
  }

  .brand-text strong {
    font-size: 23px;
  }

  .brand-text small {
    font-size: 12px;
  }

  .hero {
    min-height: 850px;
    align-items: end;
    padding-top: 104px;
  }

  .hero-photo {
    top: 96px;
    right: 18px;
    left: 18px;
    bottom: auto;
    width: auto;
    height: 300px;
    opacity: 0.32;
  }

  .hero-shade {
    background:
      linear-gradient(0deg, rgba(245, 248, 255, 0.98) 0%, rgba(245, 248, 255, 0.92) 48%, rgba(245, 248, 255, 0.2) 100%),
      linear-gradient(90deg, rgba(245, 248, 255, 0.92), rgba(245, 248, 255, 0));
  }

  h1 {
    font-size: 48px;
  }

  .hero-actions,
  .button {
    width: 100%;
  }

  .content-grid,
  .audience-list,
  .trust-band,
  .process-steps,
  .mini-tools,
  .client-ready-grid,
  .fund-focus-grid,
  .kyc-quick-actions,
  .kyc-grid,
  .kyc-form-grid,
  .keyword-columns,
  .product-grid,
  .loan-grid,
  .loan-eligibility-grid,
  .company-columns,
  .company-tags,
  .lead-form-grid,
  .property-list,
  .property-form,
  .loan-form,
  .health-profile,
  .life-profile,
  .vehicle-profile {
    grid-template-columns: 1fr;
  }

  .content-grid article,
  .audience-list div {
    min-height: auto;
  }

  .kyc-action {
    align-items: stretch;
    flex-direction: column;
  }

  .kyc-form .wide {
    grid-column: auto;
  }

  .kyc-note {
    align-items: stretch;
    flex-direction: column;
  }

  .site-footer {
    display: grid;
  }

  .sticky-whatsapp {
    right: 12px;
    bottom: 12px;
    left: 12px;
    display: flex;
  }
}